A crematory-first policy.
Are you satisfied with your insurance coverage? Are you certain your crematory operations are covered, and not an afterthought to your other policies? Don’t assume that your existing coverage extends to the crematory, consider a plan that was built for crematories.
To meet the demands of the growing cremation industry, CANA is pleased to announce a unique Professional Liability Insurance Program for our members. Specially designed to cover what your insurance doesn’t, this is a cremation-first product developed between CANA, your trusted association for all things cremation, and Professional Program Insurance Brokerage (PPIB), a national program manager offering coverage in all US states – two companies who understand your cremation business’s needs.
What is this program?
This is a professional liability insurance policy for crematories – both human and animal, flame and alkaline hydrolysis – anywhere in the United States, including multi-state coverage. But the program can offer so much more than that. Unique policy enhancements can cover the full scope of your business for license action and violation of statutes or law. The base policy is for cremation services and animal cremation, but additional coverage is available as needed for members who offer embalming, funeral services and cemetery management.
Do I need this coverage?
Cremation is a growing part of your business, but often an afterthought in your insurance coverage. Too many companies think their current insurance coverage is enough, only to realize after the regulatory investigation or lawsuit begins that the patchwork of plans does not cover their operations where they need it most.
Both General Liability and Professional Liability insurance are for incidents when a third party sues your business. General Liability is for Bodily Injury/Damage to Property of Others (Slip/Fall) incidents which occur on the premises. Professional Liability covers you when you are performing professional services, such as following chain of identification on cremated remains. One type of policy will not automatically cover the other, so you can find yourself without coverage. Some General Liability policies use an endorsement to include some measure of Professional Liability coverage, but this is typically very limited and specific. If your services are not included, then coverage is not likely to be extended in the event of a claim.
PPIB and CANA created this policy with a goal to cover claims, not reject them.
How do I sign up?
CANA Members, log in now to the CANA website to download your application. Then, contact Professional Program Insurance Brokerage (PPIB) directly or have your current insurance agent submit your application and get your quote. There’s no reason to leave your agent – take this plan and arrange to add it to the other policies you have with your agent to protect your business. CANA is not an insurance agent or provider.
This program is only available to current CANA Members. Members – log in to download an application and get started. Need your username/password or Member ID? Contact CANA to get them: 312-245-1077 or Brie@CremationAssociation.org.
Review your existing policies and then get a quote from PPIB with the CANA Professional Liability Insurance Program.
With CANA and our partners, your insurance coverage can be there when you need it most.